Disclosure

Primeak (“we,” “us,” or “our”) is committed to providing transparency and clarity in all aspects of our financial, lending, credit-building, and debt collection services. This Disclosure Statement is intended to outline our responsibilities, limitations, and disclaimers associated with the use of our services and interactions with our website. By using our services, you acknowledge that you have read, understood, and agreed to these terms.

1. General Disclaimers

Primeak provides a range of financial services, including credit-building programs, personal and business loans, debt collection services, and financial consulting. Our services are subject to various laws and regulations, and while we strive to maintain compliance, Primeak disclaims all liability for any outcomes resulting from third-party actions, inaccuracies, or external factors beyond our control.

  • No Guarantee of Results: Primeak does not guarantee specific results from any of our services. Outcomes may vary based on individual circumstances, financial conditions, and other factors.
  • Use of Services at Your Own Risk: Use of our services, website, and resources is at your own risk. Primeak is not liable for any damages, losses, or liabilities resulting from the use of or inability to use our services or information provided.

2. Financial Advice Disclaimer

Primeak provides information and services to support financial decisions; however, this information is not a substitute for professional financial advice. We strongly recommend consulting with a certified financial advisor, accountant, or legal professional before making financial decisions.

  • Educational Purposes Only: Any information provided on our website, emails, or other communications is for general educational purposes and should not be taken as financial, legal, or investment advice.
  • No Fiduciary Duty: Primeak does not assume any fiduciary responsibility or duty toward clients. Our role is to provide services as agreed upon without any implied duty of care beyond what is stated in our contracts.

3. Regulatory Compliance and Government Agency Disclosures

Primeak operates in compliance with applicable state, federal, and industry regulations, including but not limited to:

  • Federal Agencies: Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), Department of Justice (DOJ), Internal Revenue Service (IRS).
  • State Agencies: California Department of Financial Protection and Innovation (DFPI), as well as other state-specific regulatory bodies as applicable.
  • Financial and Credit Industry Compliance: Primeak adheres to the standards of industry organizations such as the American Bankers Association (ABA), Dun & Bradstreet (DNB), Small Business Financial Exchange (SBFE), Mortgage Credit Bureau (MCB), and Consumer Data Industry Association (CDIA).


While we work diligently to remain compliant with all applicable standards, we disclaim any liability arising from regulatory changes, interpretations, or compliance actions taken by these agencies.

4. Credit-Building Program Disclosures

Primeak’s credit-building programs are designed to help clients establish or improve credit. However, participation in these programs does not guarantee a specific credit score increase or improvement.

  • Credit Reporting: Primeak reports payment activity as a paid installment loan to major credit bureaus. However, we do not control how these bureaus use or interpret this information, and outcomes may vary based on additional factors in your credit history.
  • Credit Improvement Not Guaranteed: While our program is designed to support credit-building, individual results may vary, and there is no guarantee that your credit score will increase as a result of using our services.

5. Loan Services Disclosures

Primeak provides various types of loan services for personal, business, and mortgage purposes. Our loan terms are subject to change based on market conditions, regulatory changes, and individual borrower qualifications.


  • Interest Rates and Terms: Primeak offers competitive rates, but these are subject to change and depend on individual creditworthiness and other underwriting factors.
  • No Loan Approval Guarantee: Approval for any loan product is not guaranteed. Primeak reserves the right to approve or decline applications based on credit history, financial status, and other eligibility criteria.

6. Collection Services Disclosures

Primeak is a licensed collection agency, compliant with the Fair Debt Collection Practices Act (FDCPA) and other applicable regulations. Our collection practices are designed to recover debts ethically and within legal parameters.

  • No Guarantee of Debt Recovery: Primeak cannot guarantee the collection of any debt. Recovery rates vary based on the nature of the debt, customer responsiveness, and external factors.
  • Third-Party Obligations: Clients are responsible for ensuring that accounts submitted to us for collection are accurate, legally enforceable, and compliant with applicable laws. Primeak disclaims liability for any inaccuracies or legal issues arising from client-provided information.

7. Third-Party Affiliations and Links

Primeak’s website and communications may include links to third-party websites for informational purposes. Primeak is not responsible for the content, security, or privacy practices of third-party websites.

  • Affiliate Disclosure: Primeak may receive compensation from third-party partners through affiliate links or referral programs. We do not endorse third-party websites and disclaim any liability arising from your use of these sites.

8. Limitation of Liability

To the fullest extent permitted by law, Primeak disclaims all liability for any damages, losses, or liabilities arising from:

  • Unauthorized Access: Primeak is not responsible for unauthorized access to your data, including data breaches or hacking incidents.
  • Use of Information: Primeak is not liable for any inaccuracies, omissions, or errors in information provided to or from third-party sources.
  • Indirect, Consequential, or Incidental Damages: Primeak disclaims liability for indirect, incidental, special, or consequential damages, including loss of revenue, data, or reputational harm, regardless of the cause or theory of liability.


This limitation of liability applies to all claims, regardless of whether they are based on contract, tort, strict liability, or other grounds.

9. Legal Compliance and
Indemnification

You agree to indemnify, defend, and hold harmless Primeak, its affiliates, employees, officers, and agents from any and all claims, damages, losses, or expenses arising from:

  • Your Use of Our Services: Including misuse or unauthorized use of services or violation of this Disclosure Statement.
  • Violation of Laws or Regulations: Any actions that violate state, federal, or industry regulations while using Primeak’s services.
  • Third-Party Claims: Claims arising from third-party information or actions outside of Primeak’s control, including disputes between you and third parties.

10. Modifications to This
Disclosure Statement

Primeak reserves the right to modify, amend, or update this Disclosure Statement at any time without prior notice. Any changes will be posted on this page with the updated “Effective Date.” Continued use of our services after any modifications constitutes acceptance of the revised terms

10. Modifications to This
Disclosure Statement

For any questions regarding this Disclosure Statement or to request further information, please contact us at:

Email: [email protected]

Phone Number: (858)324-8882

Address: 40 N ALTADENA DR STE 105 PASADENA, CA 91107

Contact Information

If you have questions or would like to learn more about PrimeAK, please reach out to us

Contact Email​

[email protected]​

Phone Number

Corporate Office :
(858)324-8882

Customer Service :
(888) 789-1887

Office Location

40 N Altadena Dr Ste 105
Pasadena, CA 91107

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Copyright and Disclosures
Copyright © 2025 PRIMEAK Inc. All rights reserved.
All loan offers and services provided by PRIMEAK Inc. are subject to credit approval and compliance with applicable regulations. Terms, rates, and conditions are subject to change without notice and may vary based on customer qualifications. PRIMEAK Inc. operates under the following licenses:California Business License No. 106-589072, NMLS: ID 2588911, License No. 11481-99

Notices to Customers
Loan approval and terms are not guaranteed and depend on factors such as creditworthiness and income verification.PRIMEAK Inc. is not liable for financial outcomes resulting from the use of its services.
Late or missed payments may negatively impact your credit score.
By using our services, you consent to communication via SMS, email, and phone.

Copyright © 2025 - Primeak, All Rights Reserved

Thank You for Your Application!

Your application has been successfully submitted.

We are currently reviewing the information you provided. A member of our team will reach out to you shortly with the next steps.

What Happens Next?

  • Application Review: Our team will carefully review your application to ensure all details are complete.
  • Response Time: You can expect a response within 1–3 business days.
  • Need Assistance?: If you have any questions or need to update your application, please contact us at (858) 324-8882 or email us at [email protected].

Thank you for choosing Primeak Inc.!
We look forward to helping you achieve your financial goals.