Authorization to Perform Credit Check
By checking this box, I expressly authorize Primeak Inc. and its authorized agents, partners, and affiliates to
Credit Report Access:
Obtain my credit report and credit score from one or more credit reporting agencies for the purpose of evaluating my application and determining loan eligibility.
Access and review my credit history, including but not limited to payment history, outstanding debts, and public records.
Verification of Information:
Verify the accuracy of the information provided in this application, including my income, employment, banking details, and other relevant financial data.
Contact my employer, landlord, or other references as necessary to confirm the information provided.
Ongoing Credit Monitoring:
Perform periodic credit inquiries during the term of my loan to assess my account status, eligibility for additional credit products, or compliance with the loan terms. I understand that these inquiries may affect my credit score.
Third-Party Disclosure:
Share my credit information and application details with third-party service providers, financial institutions, and credit bureaus solely for the purpose of processing my application, underwriting the loan, or servicing my account.
Consent to Adverse Action Notifications:
I understand that if my application is denied based on information obtained from my credit report, I will receive a written explanation of the denial in compliance with the Fair Credit Reporting Act (FCRA).
Rights Under the FCRA:
I am aware of my rights under the FCRA, including my right to obtain a free copy of my credit report from the credit reporting agency used in this evaluation and my right to dispute inaccurate or incomplete information in my credit file.
Additional Protections
By submitting this application, I acknowledge that:
Privacy and Security:
Primeak Inc. employs industry-standard encryption and data security measures to protect my personal and financial information from unauthorized access, use, or disclosure.
My data will not be sold, shared, or used for any purpose other than as described in the Privacy Policy
Fair Lending Commitment:
Primeak Inc. complies with the Equal Credit Opportunity Act (ECOA) and does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other protected class in evaluating my application.
Right to Revoke Consent:
I may revoke my authorization to perform credit checks or contact me at any time by providing written notice to Primeak Inc. However, I understand that revoking this authorization may result in the denial of my application or the termination of my account.
Applicant Acknowledgment
