Primeak (“Company,” “we,” “us,” or “our”) is committed to protecting the privacy, security, and confidentiality of our clients, customers, website users, and any individual interacting with our services. This Privacy Policy explains how we collect, use, share, store, and protect your information when you engage with our website, applications, and services.
Primeak complies with all applicable state, federal, and international laws and regulations governing data protection and privacy, including but not limited to the California Consumer Privacy Act (CCPA), Gramm-Leach-Bliley Act (GLBA), Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and standards set forth by the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), California Department of Financial Protection and Innovation (DFPI), and other regulatory bodies. By accessing or using our services, you agree to the terms and practices described in this Privacy Policy.
1. Information We Collect
We may collect a wide range of information, depending on how you interact with our services. The categories of data we collect include, but are not limited to:
1.1 Personal Informationt
We collect personally identifiable information (PII) that can identify you as an individual, including but not limited to:
1.2 Non-Personal Information
We collect data that does not directly identify you, such as:
1.3 Sensitive Personal Information
In some cases, we may collect sensitive personal information as permitted under applicable law, such as:
2. How We Collect Information
Primeak collects information in various ways, including:
3. Legal Grounds for Data
Collection and Processing
Primeak collects and processes information under the following lawful bases:
4. Use of Collected Information
Primeak uses the information collected to deliver and improve our services, including but not limited to:
Primeak does not assume responsibility for any damages resulting from misuse, unauthorized access, or alteration of collected data, and the user agrees to indemnify Primeak from any such occurrences.
5. Disclosure and Sharing of
Information
Primeak may share your information in certain circumstances, including but not limited to:
5.1 Service Providers and
Third Parties
We may share information with service providers who perform services on our behalf, including payment processing, data storage, marketing, and analytics. These providers are contractually obligated to maintain the confidentiality of the information and only use it as necessary to perform services for Primeak.
5.2 Legal and Regulatory
Compliance
We disclose information as required by law, including but not limited to compliance with:
5.3 Industry Memberships
and Affiliations
As a member of various industry organizations, we adhere to reporting requirements and may share data in compliance with:
5.4 Business Transfers
In the event of a merger, acquisition, reorganization, or sale of assets, we may transfer your information to the acquiring party. You acknowledge that such transfers may occur, and your data will continue to be protected by the provisions in this policy.
5.5 Protection of Rights
Primeak reserves the right to disclose information to protect the rights, property, or safety of our Company, customers, or others. This includes enforcing agreements, policies, and legal claims.
6. Data Retention
We retain personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law, including financial regulations and records retention policies. Upon expiration of the retention period, we will securely delete or anonymize your data, unless prohibited by legal or regulatory obligations.
7. Data Security and Protection
Primeak employs multiple layers of data security, including but not limited to:
Despite our efforts, no data transmission or storage system can be guaranteed to be 100% secure, and Primeak is not responsible for data breaches or unauthorized access beyond its control. By using our services, you agree to indemnify Primeak for any liability arising from data breaches, cyber-attacks, or security failures.
8. Limitation of Liability and Disclaimers
Primeak is not liable for any damages or losses arising from:
Primeak disclaims any liability for indirect, incidental, or consequential damages arising from the use or inability to use our services, even if we have been advised of the potential for such damages. This includes loss of revenue, data corruption, service interruptions, or reputational harm.
9. Your Rights Under Data
Protection Laws
Depending on your jurisdiction, you may have the following rights regarding
your data:
Requests can be submitted by contacting Primeak directly. We reserve the right to verify your identity before fulfilling any request.
10. Compliance with International
Data Transfer Regulations
Primeak operates in accordance with U.S. laws but may transfer data to jurisdictions with different privacy standards. By using our services, you consent to such transfers, which will be conducted in compliance with applicable data protection laws.
11. Third-Party Links and
External Websites
Our website may contain links to third-party sites. Primeak is not responsible for the privacy practices or content of external sites. We encourage users to review the privacy policies of these sites before interacting with them.
12. Children’s Privacy
Primeak does not knowingly collect information from individuals under 18. If we become aware of any such data, we will delete it in accordance with applicable laws.
13. Updates to this Privacy Policy
Primeak reserves the right to modify this Privacy Policy at any time. Any changes will be posted here, with an updated “Effective Date.” Continued use of our services indicates acceptance of the revised terms.
14. Contact Information
For inquiries regarding this Privacy Policy, please contact us at:
Email: [email protected]
Phone: (858)324-8882
Address: 40 N ALTADENA DR STE 105 PASADENA, CA 91107
40 N Altadena Dr Ste 105
Pasadena, CA 91107
Copyright and Disclosures
Copyright © 2025 PRIMEAK Inc. All rights reserved.
All loan offers and services provided by PRIMEAK Inc. are subject to credit approval and compliance with applicable regulations. Terms, rates, and conditions are subject to change without notice and may vary based on customer qualifications. PRIMEAK Inc. operates under the following licenses:California Business License No. 106-589072, NMLS: ID 2588911, License No. 11481-99
Notices to Customers
Loan approval and terms are not guaranteed and depend on factors such as creditworthiness and income verification.PRIMEAK Inc. is not liable for financial outcomes resulting from the use of its services.
Late or missed payments may negatively impact your credit score.
By using our services, you consent to communication via SMS, email, and phone.
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